Our microfinance projects

In the Universal Declaration of Human Rights, it says that "everyone has the right to a standard of living adequate for the health and well-being of himself and his family, including food, the clothing, housing, medical care and necessary social services ".

But three billion people living on less than $ 2 a day!

Our project is born in revolt against this situation and is based on three strong convictions:

• Poverty is not inevitable
• The most vulnerable have a real desire for economic integration and the capacity to improve their daily lives as well (provided that gives them the means).
• Men by nature are generous and willing to help others if given the opportunity to do so in a transparent and efficient way.

"Poverty can be eliminated here and now, but you must repeat endlessly: we can build than what we imagined. We can build a world without poverty, if we were able to conceive." Muhammad Yunus, Nobel Peace 2006

Around the world, men and women have always been organized to find solutions to their problem of money, to grow and make good use of what little they had or they.

Besides the well known tontine in our latitudes, different forms of financial intermediation traditional, simple and flexible continue to exist on all continents under names as varied as: tanda in Mexico, paluwagan in the Philippines , kye in Korea, Kutta-Chittu in India, bisi in Pakistan, Mujin in Japan, susu in Ghana, ekub in Ethiopia, or xitic in Mozambique ...

Xetic is a modern form without borders of all these traditional systems!